Development Finance Liverpool

Everything from ground up single houses to multiple new housing developments

No experience necessary and reduced PG’s where possible

Development Finance Liverpool

Expert property development funding for Liverpool’s building boom

Liverpool is experiencing one of the most exciting periods of development in its history. From the Baltic Triangle’s creative quarter to the Waterfront regeneration, from Ten Streets to the Georgian Quarter renovations, opportunities are everywhere for developers who can move quickly.

Based in Liverpool city centre with over 30 years of combined experience, our team specialises in arranging development finance for residential, commercial and mixed-use projects across Merseyside. We understand Liverpool’s planning system, know the local market values, and have the lender relationships to fund your vision.

Whether you’re building 2 new townhouses in Crosby or converting a warehouse in the Baltic Triangle into 20 apartments, we can help.

Call us today for a free development finance consultation: 0151 314 8757

What is Development Finance?

Development finance is specialist funding designed for property development projects. Unlike standard mortgages or even bridging loans, development finance is structured specifically for building or substantially refurbishing properties.

The key difference? Development finance is released in stages as your project progresses, not as a single lump sum. This protects the lender (so you get better rates) and helps you manage cash flow throughout the build.

Typical structure:

Initial advance: Released on purchase to buy the land/property (usually 60-70% of land value)
Stage payments: Released as work progresses (foundations, weathertight, first fix, second fix, practical completion)
Final retention: Released on completion/sale

Key Features:

Loan amounts: £100,000 to £30 million+ (we’ve funded both ends of this spectrum in Liverpool)
Loan terms: 12 to 36 months (sometimes longer for larger schemes)
Interest rates: From 0.65% per month (7.8% annually)
LTGDV: Up to 70-75% Loan to Gross Development Value
Interest options: Rolled up, retained or serviced monthly
Arrangement fees: Typically 1.5-2% of loan amount

Types of Development We Fund in Liverpool

New Build Residential

Liverpool’s housing demand continues to grow, driven by:

Two major universities (40,000+ students)
Liverpool City Region’s economic growth
Regeneration initiatives attracting young professionals
Strong rental market fundamentals

We fund:

Single plot new builds (£150k – £500k)
Small schemes (2-10 units)
Medium developments (10-50 units)
Larger projects (50+ units with track record developers)

Recent example: We arranged £2.4m development finance for 12 new townhouses in Aigburth. The developer purchased the site for £380k, our loan covered the purchase plus full build costs. All units sold off-plan during construction.

Conversion Projects

Liverpool’s industrial and commercial heritage provides endless conversion opportunities:

Former offices to apartments: Particularly in the Commercial District (L2/L3)
Warehouse conversions: Baltic Triangle warehouses into residential/mixed-use
Church conversions: Several successful schemes across Liverpool
Pub to residential: Converting closed pubs into apartments
School/institutional buildings: Conversion to residential or mixed-use

Recent example: Victorian warehouse in the Baltic Triangle converted into 8 loft-style apartments. £890k development finance at 0.72% per month. Developer purchased for £320k, spent £470k on conversion, final values averaged £225k per unit (£1.8m total GDV).

HMO Developments & Conversions

Liverpool’s strong student market (University of Liverpool, Liverpool John Moores, Liverpool Hope) creates consistent HMO demand:

Large Victorian houses converted to 6-8 bedroom HMOs
New-build HMO schemes near university campuses
Professional HMOs targeting young professionals in city centre

Recent example: 7-bed Victorian terrace in Kensington, L7, converted to HMO. £340k development finance covered purchase (£185k) plus full refurbishment (£155k). Now generates £3,150 per month gross rent (11.1% gross yield).

Commercial Development

Liverpool’s commercial property market is thriving:

Office developments: Particularly in the Knowledge Quarter and Commercial District
Retail units: Mixed-use developments with ground floor retail
Industrial units: Demand remains strong for quality industrial space
Hotels: Liverpool’s tourism boom creates opportunities
Care homes: Growing demand for quality care facilities

Recent example: New-build industrial units in Speke. £1.8m development finance for 6 units totaling 24,000 sq ft. All units pre-let before completion to local businesses.

Mixed-Use Developments

Some of Liverpool’s most successful recent developments combine uses:

Ground floor retail/commercial with residential above
Live-work units in creative quarters
Student accommodation with commercial ground floors

Recent example: Bold Street development – ground floor commercial (2,500 sq ft) with 6 apartments above. £1.2m development finance. Commercial unit let to independent retailer, apartments sold individually.

Land Development

We fund land purchases where developers plan to:

Build new residential units
Develop commercial property
Create mixed-use schemes

Key considerations:

Land with planning permission: Up to 70% LTV
Land without planning: Up to 50% LTV
We can fund during planning application process

Refurbishment & Renovation

Not all development finance is for new builds:

Heavy refurbishment of uninhabitable properties
Listed building renovations (common in Liverpool’s heritage areas)
Modernisation of outdated properties
Structural repairs and improvements

Recent example: Grade II listed Georgian townhouse in Canning Street. £520k development finance for sympathetic restoration. Property purchased for £280k, £240k refurbishment budget. Completed value £680k.

Liverpool Development Hotspots

Our local knowledge helps developers identify opportunities:

Baltic Triangle (L1)

Liverpool’s creative and digital quarter. Former industrial warehouses being converted to apartments, studios, and mixed-use spaces. Strong demand from young professionals.

Development types: Warehouse conversions, new-build apartments, mixed-use Typical values: £180-£250 per sq ft for apartments

Ten Streets (L3)

Major regeneration area north of the city centre. Massive opportunity for developers with vision.

Development types: Residential, commercial, mixed-use Typical values: £150-£200 per sq ft

Georgian Quarter (L1/L8)

Beautiful period properties requiring sensitive renovation. Strong demand for quality conversions.

Development types: House conversions to apartments, HMO conversions, restoration Typical values: £200-£280 per sq ft

Knowledge Quarter (L3/L6/L7)

Around both universities. Massive student accommodation demand plus young professional market.

Development types: Student HMOs, BTL houses, purpose-built student accommodation Typical yields: 7-11% gross

Waterfront & Liverpool ONE Catchment (L1/L3)

Premium residential area. High-end apartment developments.

Development types: New-build apartments, luxury conversions Typical values: £250-£350+ per sq ft

Wirral Developments

Particularly Birkenhead (L41-L43) experiencing regeneration. More affordable than Liverpool but improving rapidly.

Development types: Residential new-builds, conversions, commercial Typical values: £120-£180 per sq ft

Southport & Formby (PR8/L37)

More traditional family housing market. Strong demand for quality new-builds.

Development types: Executive homes, small new-build schemes Typical values: £150-£220 per sq ft

How Liverpool Development Finance Works

Stage 1: Initial Consultation (Free)

We discuss your project:

What you’re planning to build/convert
Location and planning status
Your experience and track record
Purchase price and estimated build costs
Estimated end values (GDV – Gross Development Value)
Timeline

This conversation helps us understand if your project is fundable and what structure would work best.

Stage 2: Financial Appraisal (1-2 Days)

We create a detailed analysis:

Calculate LTGDV (Loan to Gross Development Value)
Assess profit margin and contingency
Review build costs against local benchmarks
Identify the right lenders for your project
Present you with terms from 2-3 suitable lenders

You’ll see exactly how much you can borrow, at what rate, and what the project will cost.

Stage 3: Application (3-5 Days)

Once you choose a lender:

We submit full application with all supporting documentation
The lender reviews project viability
They’ll want to see: planning permission, detailed costings, QS report, sales evidence for comparable properties

Stage 4: Valuation & QS Report (1-2 Weeks)

The lender instructs:

RICS valuation: To confirm land/property value and estimated GDV
Quantity Surveyor (QS) report: To verify your build costs are realistic and review your stage payment schedule

We liaise with both professionals to ensure they have everything needed and understand the Liverpool market context.

Stage 5: Legal Work (2-3 Weeks)

While surveys happen:

Your solicitor and lender’s solicitor exchange contracts
Legal charge is prepared
Planning documentation reviewed
We monitor progress daily

Stage 6: Completion (4-6 Weeks Total)

Once valuation, QS report, and legal work are satisfactory:

The lender releases initial advance (usually the land/property purchase cost)
You complete the purchase
Your project begins!

Stage 7: Draw Downs During Build

As your build progresses:

You or your project manager request stage payments
The lender’s monitoring surveyor inspects the work
Once satisfied, the next tranche is released
This typically happens 4-6 times during a project

Stage 8: Exit

At the end of your term:

Sale: You sell the completed properties and repay the loan from proceeds
Refinance: You refinance onto buy-to-let mortgages and retain as investments
Mix: Sell some units, retain others

Development Finance Costs Explained

Interest Rates

Typical range: 0.65% to 1.2% per month (7.8% to 14.4% annually)

Rates depend on:

Your experience level (experienced developers get better rates)
Project size and complexity
LTGDV (lower LTV = lower rates)
Project location and end values

Interest Payment Methods

1. Rolled up (most common) Interest is calculated monthly but added to your loan balance. You pay nothing monthly, everything is repaid at the end from sale/refinance proceeds.

2. Retained All interest for the full term is deducted from your loan at the start. Gives you certainty but means less cash in your pocket initially.

3. Serviced You pay interest monthly during the build. Requires stronger cash flow but can reduce total interest costs if you complete early.

Arrangement Fees

Typical: 1.5-2% of the loan amount

Some lenders charge 2% on day one, others defer part of this to completion. We always negotiate on your behalf.

Exit Fees

Typical: 0-1% of loan amount

Many lenders now charge no exit fee. Those that do usually charge 0.5-1%. We favour lenders with no exit fees where possible.

Valuation & QS Fees

RICS valuation: £1,500-£4,000 (depending on project size)
QS report: £1,500-£5,000 (depending on project complexity)
Monitoring surveyor: £500-£1,500 (charged at each drawdown inspection)

Legal Fees

Lender’s legal costs: £1,500-£3,000 (you pay these) Your legal costs: £2,000-£5,000 (your own solicitor)

Example: Full Cost Breakdown

Project: Convert Liverpool warehouse into 6 apartments

Purchase price: £280,000
Build costs: £420,000
Total project cost: £700,000
GDV: £1,080,000 (6 units @ £180k each)
Loan amount: £560,000 (80% of costs, 52% LTGDV)
Loan term: 18 months
Interest rate: 0.75% per month (rolled up)

Costs:

Interest (18 months rolled): £75,600
Arrangement fee (2%): £11,200
Valuation: £2,500
QS report: £2,800
Monitoring fees: £1,200
Lender’s legal: £2,200
Your legal: £3,500
Total finance costs: £99,000

Project returns:

GDV: £1,080,000
Less loan repayment: £560,000
Less interest & fees: £99,000
Less your equity: £140,000
Gross profit: £281,000
ROI on £140k equity: 201%

This is why development finance works – it amplifies your returns by leveraging lender funds.

Loan to Value & Loan to GDV Explained

LTGDV (Loan to Gross Development Value)

This is the key metric lenders use.

Formula: (Loan amount ÷ GDV) × 100

Example:

GDV: £1,000,000
Loan: £650,000
LTGDV: 65%

Typical ranges:

Experienced developers: Up to 75% LTGDV
Less experienced: 60-70% LTGDV
First-time developers: 55-65% LTGDV

LTC (Loan to Cost)

Some developers prefer to think about loan to cost:

Formula: (Loan amount ÷ Total costs) × 100

Example:

Total costs (land + build): £700,000
Loan: £560,000
LTC: 80%

Your Equity Requirement

The difference between loan amount and total costs.

Example:

Total costs: £700,000
Loan at 70% LTGDV: £560,000
Your equity needed: £140,000

This equity can include:

Cash
Existing property equity (using a second charge)
Another bridging loan on another asset
Joint venture partner’s equity

Who We Fund

Experienced Developers

If you have a track record of completed developments:

Best rates (from 0.65% per month)
Higher LTGDV (up to 75%)
Larger loan amounts available
Faster decisions

We’ve funded Liverpool developers with portfolios from 3 to 300 completed units.

First-Time Developers

Breaking into development? We can help if:

You have a strong project with good margins
The numbers stack up (we’ll review them honestly)
You have relevant experience (construction, property investment, project management)
You’re willing to use professionals (architect, project manager, QS)

Typical first-time terms:

55-65% LTGDV
Slightly higher rates (0.85-1.1% per month)
More stringent monitoring

Recent first-time developer example: Liverpool investor with 8 BTL properties wanted to develop his first new-build. Two semi-detached houses in Garston. We secured 60% LTGDV funding at 0.89% per month. Project completed successfully, he’s now working on his second development with better terms.

Property Investors Moving into Development

Many landlords want to add development to their portfolio:

Your rental portfolio demonstrates property understanding
Existing equity can fund deposit requirements
You understand property markets and values

Building Companies & Contractors

Construction professionals often make excellent developers:

You understand build costs and timelines
You can save money by doing work yourself
You know the risks and how to manage them

Joint Venture Partnerships

We fund JV partnerships between:

Experienced developers and equity partners
Landowners and developers
Builders and finance partners

Planning Permission & Development Finance

Planning Already Approved

Ideal scenario. Lenders love certainty:

Higher LTGDV available
Better rates
Faster decisions
Easier to value

Always wait for full planning approval before applying if possible.

Planning Pending

We can fund:

Purchase of site while planning is pending
Using bridging finance initially
Refinance to development finance once planning approved

Example: Developer found perfect site in Woolton but planning not yet approved. We arranged bridging finance to purchase the site (£380k at 60% LTV). Once planning approved 8 months later, we refinanced to development finance for the full project.

No Planning Yet

We can sometimes fund:

If you have reasonable certainty of approval
Using lower LTV initially (50-60% on land value)
With experienced developers only

This is higher risk so terms are less favourable until planning approved.

Permitted Development

Some Liverpool conversions use permitted development rights:

Office to residential conversions
Agricultural buildings to residential
Certain change of use scenarios

These can be faster than full planning and lenders generally accept prior approval notifications.

Liverpool Planning Considerations

Our local knowledge helps navigate Liverpool City Council planning:

What Works Well

Sympathetic conversions in Conservation Areas (Georgian Quarter, Waterfront)
Brownfield site regeneration (strong council support)
High-quality family housing schemes
Purpose-built student accommodation near universities
Commercial regeneration in Ten Streets area

What’s More Challenging

Overdevelopment in already dense areas
Loss of commercial space in prime retail areas
Schemes without adequate parking
Designs not sympathetic to local character

We help developers understand what’s likely to get approved, saving time and money.

Why Choose Us for Development Finance

Liverpool Development Specialists

We’ve funded developments in every Liverpool postcode. We know:

Which areas are up and coming
Realistic build costs for Liverpool projects
Which planning applications move quickly
Local QS firms, architects, and contractors
What comparable properties are selling for

30+ Years Combined Experience

Our team includes:

Ex-bank commercial lending managers
Former property developers
Experienced mortgage brokers specializing in property finance

We’ve seen every type of development project succeed and fail. This experience protects you from costly mistakes.

50+ Development Finance Lenders

From high street names like Shawbrook to specialist lenders you’ve never heard of. This means:

Best rates for your specific project
Higher chance of approval
Options if one lender declines
Competitive tension improves terms

No Upfront Fees

We don’t charge anything until your loan completes. If we can’t help you, or if your project doesn’t stack up, you’ve lost nothing but an hour of time.

This aligns our interests with yours – we only succeed if you succeed.

Honest Project Appraisal

If your numbers don’t work, we’ll tell you:

Build costs too high for the location
GDV estimates unrealistic
Profit margin too tight
Better opportunities available elsewhere

We’d rather be honest now than have you start a project that fails. Liverpool’s development market offers plenty of good opportunities – there’s no need to force a bad deal.

Face-to-Face Service

Development finance is complex. We meet clients:

At our Liverpool city centre office
At the development site
At your business premises
On existing projects you’ve completed

Understanding your vision requires conversation, not just forms.

Fast Decisions

For good projects with experienced developers:

Initial feedback: Same day
Formal terms: 2-3 days
Full approval: 4-6 weeks

We know Liverpool developers need speed to secure sites.

Frequently Asked Questions

How much deposit do I need for development finance?

Typical requirement: 25-40% of total project costs

Example calculation:

Land: £300k
Build: £500k
Total: £800k
Loan at 70% LTGDV (assuming £1.1m GDV): £770k
Your deposit needed: £30k (3.75% of costs)

But you’ll also need funds for:

Initial professional fees
Working capital during build
Contingency (always have 10-15% contingency)

Realistic deposit with contingency: £100-120k for this project

Can I get 100% development finance?

Rarely. Some options:

JV finance: Some lenders provide 100% of costs in exchange for equity share in profit
Land + development combo: If you own land outright, you might get 100% of build costs
Very experienced developers: Sometimes can achieve 80-85% LTC on strong projects

For most developers, expect to need 20-30% of costs as equity.

What if I run over budget?

Option 1: Additional contingency funding If your lender approved contingency initially, you can draw it down.

Option 2: Additional finance Some lenders offer top-up facilities. We can arrange additional funding.

Option 3: Your own funds Be prepared to inject more equity if needed.

Best practice: Always budget conservatively and include 10-15% contingency from day one.

Can I use development finance for HMO conversions?

Yes, absolutely. HMO conversions are popular in Liverpool due to strong student demand.

Lender requirements:

Planning permission or permitted development for HMO use
Realistic conversion costings
Evidence of rental demand in the area
Fire safety and building regulations compliance plans

Recent example: 8-bed HMO conversion in Wavertree, L15. £280k development finance covered purchase (£165k) and conversion (£115k). Now generates £3,400 per month.

Do I need previous development experience?

No, but it helps. First-time developers can get funded if:

Project is straightforward (not complex or large)
Numbers show good profit margin (25%+ ideally)
You have relevant experience (property investment, construction, project management)
You’re using professionals (architect, project manager, quantity surveyor)
GDV is evidenced by recent comparables

Better terms with experience: If you’ve completed 2+ developments successfully, you’ll access better rates and higher LTGDV.

How long does development finance take to arrange?

Typical timeline:

Initial consultation: Same day
Terms from lenders: 2-3 days
Full application: 3-5 days
Valuation & QS report: 1-2 weeks
Legal work: 2-3 weeks
Total: 4-6 weeks

Fast track available: For straightforward projects with experienced developers, we’ve completed in 3 weeks.

What’s the difference between development finance and bridging?

Bridging:

Single lump sum advance
Shorter term (3-18 months typically)
For property purchase, light refurbishment
Exit usually by sale or refinance

Development:

Staged releases during build
Longer term (12-36 months)
For new builds or heavy refurbishment
Includes monitoring surveyor inspections
QS report required
More complex but better suited to building projects

Can I do the building work myself?

Yes, if you’re qualified. Many builder-developers save money by doing their own work.

Lender requirements:

Proof of building qualifications/experience
Professional indemnity insurance
NHBC or similar warranty
Regular monitoring inspections

Self-build discount: Some lenders reduce build costs by 20-25% if you’re doing the work, improving your LTGDV.

What happens if properties don’t sell?

Options:

Refinance to BTL mortgages: Keep as rentals instead of selling
Extend the loan term: Pay extension fees but get more time
Price reduction: Adjust prices to market
Rent while marketing: Generate income during sale period

Our advice: Always have Plan B worked out before you start. Liverpool’s rental market is strong, so refinancing to BTL is often viable.

Recent Liverpool Development Case Studies

Case Study 1: New Build Townhouses in Aigburth

Project: 4 three-bed townhouses on former commercial site

Finance structure:

Land purchase: £420k
Build costs: £580k
Total: £1,000k
GDV: £1,400k (4 × £350k)
Development finance: £980k (70% LTGDV)
Developer equity: £20k + contingency

Terms: 0.68% per month interest rolled up, 24-month term

Outcome: Build completed in 16 months. Two units sold for £340k each, two retained and refinanced on BTL mortgages at £262k each (75% LTV). Developer repaid loan from sale proceeds and now has two rental properties with £100k equity in each.

Case Study 2: Baltic Triangle Warehouse Conversion

Project: Convert 10,000 sq ft warehouse into 8 apartments

Finance structure:

Purchase: £450k
Conversion costs: £620k
Total: £1,070k
GDV: £1,680k (8 × £210k)
Development finance: £1,176k (70% LTGDV)
Developer equity: £0 (JV finance at 70% LTGDV)

Terms: 0.79% per month plus 25% profit share to lender, 18-month term

Outcome: Conversion completed in 14 months. All 8 units sold, average price £218k (£1,744k total). After loan repayment and fees, developer netted £385k profit (lender took £128k profit share).

Case Study 3: First-Time Developer in Formby

Project: Single 4-bed detached house on small plot

Finance structure:

Land: £180k (already owned)
Build: £280k
Total costs: £280k
GDV: £520k
Development finance: £312k (60% LTGDV, covered full build costs)

Terms: 0.92% per month, 18-month term

Outcome: Build took 13 months. House sold for £535k. After loan repayment, developer cleared £185k profit on their £180k land investment. Now working on second project with better terms.

Case Study 4: HMO Conversion in Kensington

Project: Convert 7-bed house into student HMO

Finance structure:

Purchase: £195k
Refurbishment: £145k
Total: £340k
End value: £380k
Development finance: £266k (70% LTGDV)
Developer equity: £74k

Terms: 0.85% per month serviced, 15-month term

Outcome: Work completed in 10 months. All 7 rooms let at £390 per month (£2,730 total per month). Developer refinanced onto specialist HMO mortgage at £285k (75% LTV), repaid development loan, retaining property generating 10.8% gross yield.

Case Study 5: Commercial to Residential in L3

Project: Convert former office building into 6 apartments

Finance structure:

Purchase: £280k
Conversion: £380k
Total: £660k
GDV: £960k (6 × £160k)
Development finance: £672k (70% LTGDV)
Developer equity: £0 (used second charge on another property)

Terms: 0.73% per month rolled up, 18-month term

Outcome: Conversion completed in 15 months. Four apartments sold averaging £165k, two retained and refinanced. Developer extracted original equity from second charge and now owns two apartments worth £330k with £80k combined equity.

Liverpool Development Market Insights

Why Liverpool is Attractive for Developers

Strong fundamentals:

Population growing (498,042 in 2021 census, up from 466,415 in 2011)
Two major universities (41,000+ students)
Liverpool City Region investment (billions in infrastructure)
Tourism sector growing (Liverpool ONE, Waterfront, cultural attractions)
Transport links improving (HS2 connections planned)

Planning support:

Liverpool City Council actively supports brownfield regeneration
Ten Streets development area offers opportunities
Baltic Triangle designated Creative and Digital Quarter
Knowledge Quarter investment around universities

Value gap:

Liverpool property still undervalued vs Manchester and Leeds
Development margins typically 20-35% (vs 15-20% in saturated markets)
Room for capital growth as city develops

Market Risks to Consider

Over-supply concerns:

Some areas have high levels of new apartment supply
Research your specific micromarket carefully

Economic uncertainty:

Like all UK markets, subject to economic cycles
Brexit and COVID-19 impacts still working through

Quality matters:

Liverpool market increasingly discerning
Poor quality developments struggle to sell/rent
Invest in good design and specification

Our advice: Focus on areas with genuine demand drivers (universities, employment hubs, transport links) and always build to a good standard. Liverpool’s market rewards quality.

Areas We Cover

Liverpool City Centre & Surrounding

All L postcodes including: L1, L2, L3, L4, L5, L6, L7, L8, L15, L17, L18, L19, L20, L21, L22, L23, L24, L25, L26, L27, L28, L30, L31, L32, L33, L34, L35, L36, L37, L38, L39, L40

Wirral

Birkenhead (L41-L43), West Kirby, Heswall, Bebington, Bromborough (L62-L66), Wallasey (L44-L45)

Wider Merseyside

Southport (PR8-PR9), Formby (L37), St Helens (WA9-WA11), Widnes (WA8), Prescot (L34-L35), Maghull (L31)

Cheshire & Warrington

Chester, Warrington, Runcorn, and surrounding areas

Getting Started with Development Finance

Free Project Review

What we’ll cover:

Is your project fundable?
What LTGDV can you achieve?
Realistic interest rates and fees
How much equity you’ll need
Project timeline and cashflow
Honest assessment of risks and opportunities

What to Have Ready

For initial conversation:

Location and brief description
Planning status
Estimated purchase price
Estimated build costs (even rough)
Estimated end values
Your experience level

For formal application:

Detailed project costings
Planning permission documents
Architect’s drawings
Your previous development experience/CV
Proof of deposit funds
Comparable sales evidence for GDV

Don’t worry if you don’t have everything – we’ll guide you through what’s needed.

Next Steps

Call or email us for initial discussion
Project review – we analyze your numbers
Lender terms – we present options from 2-3 lenders
Choose your lender – we explain pros/cons of each
We manage the process – application to completion
Your project starts – we support you throughout the build

Contact Liverpool Commercial Finance

Ready to discuss your Liverpool development project?

Phone: 0151 314 8757
Email: admin@liverpoolcommercialfinance.co.uk
Office: 49 Jamaica Street, Liverpool L1 0AH

Office Hours:

Monday to Friday: 9am – 6pm
Saturday: 10am – 2pm (by appointment)
Sunday: Closed

Face-to-Face Meetings Welcome

We’re happy to meet you:

At our Liverpool office
At your development site
At existing projects you’ve completed
At your business premises

Site visits: For larger projects, we’ll visit the site with you to understand the opportunity properly.

About Our Development Finance Team

Our team has over 30 years of combined experience in property development finance. We’ve arranged funding for:

Single plot new builds to 50+ unit schemes
Warehouse conversions to luxury apartments
HMO developments across Liverpool
Commercial property developments
Mixed-use schemes
First-time developers through to experienced companies

We understand development from both sides – the finance side and the practical building side. Several team members have property development experience themselves.

This means we give you realistic advice about:

Whether your costings are accurate
If your GDV is achievable
Whether your timeline is realistic
What could go wrong and how to mitigate it

We’re here to help you succeed.

Development is risky, but with proper planning, realistic numbers, and the right finance structure, Liverpool offers excellent opportunities for developers at all levels.

Call us today to discuss your project: 0151 314 8757

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